how long can you stay in your second home at any one time?

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Corinna
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how long can you stay in your second home at any one time?

Post by Corinna » Sat 28 Oct 2017 21:37

My husband (British) and I (European passport) thinking of buying a second home in France. My husband is retired, I have a busy internet business (doing counselling via skype for people around the world) in the UK.

I understand that you must not spend longer that 6 months in France and then you carry on paying (lower) taxes in the UK and all the UK rules to your business apply and not the French.

Now, are there any restrictions about working while I am in my second house in France?

Also, does anybody know how many months you can stay in your second home. There seem to be much contradictory information about that.

Third question is healthcare. Is the EHIC card enough?
best,
Corinnna

martyn94
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Re: how long can you stay in your second home at any one tim

Post by martyn94 » Sun 29 Oct 2017 14:59

Corinna wrote:My husband (British) and I (European passport) thinking of buying a second home in France. My husband is retired, I have a busy internet business (doing counselling via skype for people around the world) in the UK.

I understand that you must not spend longer that 6 months in France and then you carry on paying (lower) taxes in the UK and all the UK rules to your business apply and not the French.

Now, are there any restrictions about working while I am in my second house in France?

Also, does anybody know how many months you can stay in your second home. There seem to be much contradictory information about that.

Third question is healthcare. Is the EHIC card enough?
Everything about tax is complicated, and cross-border tax is more complicated than most other tax. If it is critical to you, you need to take advice from a competent advisor (which probably doesn’t mean your local accountant in Devon).

It isn’t decisive how many days you spend here a year. If you regularly work in France (because your Skype is plugged in here) you are in principle taxable here on your income, at least from that activity. It’s called a “permanent establishmentâ€￾ in tax jargon. Whether there any other “restrictionsâ€￾ will depend on what you do: if you clip poodles for a living, I think you need a qualification. But in principle as an EU citizen you have the “right of establishmentâ€￾ here, for the whole year if you want. But that doesn’t stop you paying French tax.

There is a “double taxation agreementâ€￾ between the UK and France here

https://www.gov.uk/government/uploads/s ... pdf#page10

As regards healthcare, an EHIC will get you patched up in France enough to get you home to the UK. If in truth you are really living mostly in France, you would probably be breaking the rules.

But, as with tax, there’s a gap between what the rules say and what you might get away with.

Webdoc
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Re: how long can you stay in your second home at any one tim

Post by Webdoc » Sun 29 Oct 2017 15:18

martyn94 wrote:As regards healthcare, an EHIC will get you patched up in France enough to get you home to the UK. If in truth you are really living mostly in France, you would probably be breaking the rules.
By using a UK EHIC card you are saying "I am eligible for NHS treatment in the UK and am claiming healthcare treatment in France under the reciprocal arrangement".

BUT BUT BUT you're only eligible for NHS treatment if you actually live permanently in the UK. It's irrelevant where you were born, what passport you hold, what language you speak or where you pay your tax (now or in the past) - you actually have to live in the UK.

martyn94
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Re: how long can you stay in your second home at any one tim

Post by martyn94 » Sun 29 Oct 2017 17:04

Webdoc wrote:
martyn94 wrote:As regards healthcare, an EHIC will get you patched up in France enough to get you home to the UK. If in truth you are really living mostly in France, you would probably be breaking the rules.
By using a UK EHIC card you are saying "I am eligible for NHS treatment in the UK and am claiming healthcare treatment in France under the reciprocal arrangement".

BUT BUT BUT you're only eligible for NHS treatment if you actually live permanently in the UK. It's irrelevant where you were born, what passport you hold, what language you speak or where you pay your tax (now or in the past) - you actually have to live in the UK.
I thinks that’s more or less what I said, although less emphatically.

Corinna
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Post by Corinna » Sun 29 Oct 2017 18:32

thanks, guys
best,
Corinnna

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